If you have never hired a financial planner in the past, but are curious as to how this type of professional can truly help you, you will want to keep reading. This way, you will know what it is you can expect from this type of professional assistance. Can Help With The Elimination Of Debt It is important to make sure that one of the first things you do is to try to eliminate as much debt as possible.…
Read More »If you’re like many shoppers, the holiday season may sneak up on you more each year, leaving you little time to plan a list or prepare for holiday shopping – especially if you’re working with a fairly strict budget. Fortunately, there are a few simple steps you can take now to help you lower your bills (and your stress) when the holiday season rolls around. Here are some shopping and savings tips that can help you save money this year.…
Read More »While looking for a home loan, you may have noticed interest rates can vary widely among different financial institutions. Understanding a little about how these places calculate mortgage interest rates can help you make a more informed decision. Your Three Main Lending Options In general, there are three main categories of lenders out there for individuals seeking a home loan. 1. Commercial banks and credit unions Your bank, credit union, or other retail banking entity is probably one of the first places you considered for a home loan.…
Read More »Whether your goal is to remodel or renovate your home, or simply to pay off bills, tapping into your home’s equity can be a great choice. But of the various options available, the best choice often depends on your personal situation. Read on to learn the pros and cons of the different ways to use your home’s equity. Home Equity Loan A home equity loan, or HEL, is a one-time loan which pays a lump sum based on your current home’s equity.…
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